Real Estate Credit & Financing
Complete support for your mortgage financing in Israel, from reviewing your application to signing.
Mortgage (משכנתא)
Preparation of your application, optimal financing structure, and comparison of offers from multiple banks to secure the best terms.
When purchasing a property
- Analysis of your income, debt-to-income ratio, and available down payment.
Property selection
- Property search and investment opportunities (Netivot, Arad).
Preparation of your mortgage application
- Preparation and optimization of your application in line with the banks’ requirements.
Comparison of offers
- Negotiating with multiple banks to secure the best interest rate.
Personalized bank support
-
Negotiation and guidance through
to signing.
Mortgage refinancing and renegotiation
Optimize your existing loans and reduce the overall cost of your mortgage.
Analysis of your current mortgage
Comprehensive analysis of your current loan structure (interest rates, indexation, term, monthly payments).
Refinancing assessment
Identification of potential savings based on changing market conditions.
Renegotiation of the interest rate and loan term
Adjustment of interest rate terms and revision of the repayment schedule to reduce your monthly payments or shorten the loan term.
Loan restructuring
Consolidation or restructuring of your loan facilities to reduce your overall financial burden.
Solutions for French Citizens & Non-Residents
Make your property purchase in Israel from France or as a new resident.
Consideration of foreign income
- Consideration of your income in euros or other currencies.
Non-resident financing
- Applications tailored to tax, legal, and banking requirements.
Remote assistance
- List of required documents, translation, and streamlined follow-up.
Rental Investment & Profitability
Finance and maximize the profitability of your investment.
Financing for a Rental Property Purchase
Montage adapté aux projets clé en main.
Net Rental Yield Calculation
Integration of financing, taxes, and expected rental income.
Financial Optimization
Using leverage to maximize returns.
- Maruany is a financing advisory service, not a lender. Applications are subject to the final approval of licensed banks and financial partners in Israel.
Comprehensive End-to-End Support (Turnkey)
Comprehensive support, from defining your project through to the final signing.
Project Definition & Financial Assessment
- Feasibility assessment and preliminary validation of your borrowing capacity.
Property Selection
- Property search and investment opportunities (such as the Netivot and Arad markets).
Securing and Finalizing Financing
- Preparation of the application, submission to the bank, and approval of the loan terms.
Support through to the final signing
- Administrative follow-up, coordination, and support through to the handover of the keys.
Information Notice: Maruany provides support, financial analysis, and guidance throughout your financing process. Maruany is neither a lender nor a banking institution. Financing applications are submitted to and subject to the final approval of licensed banking institutions and financial partners in Israel.
